As far as i know there is no any ayat or Hadith blames women and/or their destiny for the family`s bad income. Your destiny is given by Allah so who are men to judge or blame the destiny the wife has.
I think this is wrong and bad that people made this a general perception. If you live in Pakistan (i am guessing based on you can speak Urdu) then sounds to me like this perception is coming from Indian traditional mentality.
Indian family traditions and common perceptions are usually pretty hardcore when it comes down to wife. They dont have much of mercy on them. I also know that Indians are pretty superficial about their beliefs and their daily life. Therefore i personally think this misconception is coming from India.
I dont agree with it. I dont believe it and i dont like it.